100% Secure, 256-bit encryption
The Fastest Way to Get Started
Easy to Complete
Low Monthly Payment
Purchase or Refinance
Low Interest Rates
At Nexa Mortgage, our mission is simple yet profound: we're here to serve our customers with honesty, integrity, and competence. Our primary goal is to provide home loans with the lowest interest rates and closing costs, making the journey to homeownership as smooth as possible.
We recognize that securing a mortgage can be a complex process, and we're more than just mortgage lenders – we're your dedicated partners. We pledge to help you overcome any obstacles that may arise on your path to securing a loan. Whether you're a first-time buyer or a seasoned homeowner, we're committed to simplifying the process and ensuring that you make well-informed financial decisions.
We offer home loans including fixed and adjustable rate options, Purchase, Refinance, Reverse mortgages and more.
With 30 years of experience in the industry, we are dedicated to assisting you in discovering the optimal mortgage solution tailored to your needs. Our extensive experience provides us with a unique competitive advantage that sets us apart from other brokers!
Rental properties thrive when income outpaces expenses. Lenders measure that balance with a single figure: the Debt Service Coverage Ratio (DSCR). DSCR loans skip personal income checks and zero in on property cash flow, making them a game‑changer for investors who want to scale quickly. 1. DSCR Basics in Plain Words The ratio compares a […]
Traditional mortgages rely on regular paychecks, but what if your wealth sits mostly in investments? Asset‑based mortgages let you leverage those holdings like stocks, bonds or cash reserves to qualify for a loan, opening doors for retirees, entrepreneurs, and anyone with non‑traditional income streams. 1. How Asset‑Based Lending Works? Instead of focusing on monthly salary, […]
The road to a new home is paved with paperwork and plenty of head‑spinning words. Understanding these key terms before you sit down with a lender helps every conversation feel clearer and every signature more confident. 1. Pre‑Qualification vs. Pre‑Approval 2. Loan‑to‑Value (LTV) Ratio The percentage of the home’s price you finance. A lower LTV—thanks […]
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.
